Help! A debt collector is harassing me. Can I sue?
On August 16, 2011, the collections abuse victim filed suit against PROCOLLECT, INC., for violations of the FDCPA and RFDCPA. PROCOLLECT, INC contacted Ms. Bullington at various and multiple times in an attempt to collect an alleged outstanding debt. In May of 2011, the debt collector informed Ms. Bullington she had to pay an alleged debt immediately or it would be reported to the credit bureau. After authorizing the debt collector to charge her debit card for one payment on the alleged debt, Ms. Bullington became the victim of PROCOLLECT, INC’s abusive, deceptive, and unfair practices, violating the FDCPA and RFDCPA by:
(i) Taking subsequent payments from Ms. Bullington’s debit card without her authorization;
(ii) Failing to provide Ms. Bullington with written notice of the alleged debt;
(iii) Reporting the alleged debt to the credit bureau despite claiming the debt would not be reported if she made a payment;
(iv) Failing to provide Ms. Bullington with validation of the alleged debt before reporting it; and
(v) Charging Ms. Bullington for collection agency fees not authorized by the contract.
Has any of the above happened to you? Our consumer protection attorneys of Orange County can help you when a collector violates the FDCPA.
